If you’re looking to make a major purchase or investment like purchase a flat, a vehicle or wish to fund any high ticket expense, then, a loan is one of the wisest options to take. When it comes to seeking financial aid in order to take care of expenses, personal loans are car loans are among the top preferred options. Both these types of loans are easy to obtain, given that they do not carry extensive or stringent eligibility requirements. To...
Thursday, 30 June 2016
Monday, 28 March 2016
Loans against Securities: What are your Options?
Posted on 23:24 by Unknown
| 2 comments
Generally speaking, loans are classified as secured or
unsecured. Secured loans are those that require the borrower to pledge an asset
as collateral while unsecured loans are granted to customers without taking any
guarantee but at a higher rate of interest. However, alternative means have
been made available for individuals who wish to have their applications
processed quicker whilst availing loans at interest rates that are far more
attractive...
Monday, 21 March 2016
How to Get a Long-Term Personal Loan
Posted on 00:27 by Unknown
| 2 comments
Sometimes, you may not be
able to pay off your personal loan in one or two years. Maybe the EMIs for
short-term loans are too high, or you don’t have enough back-up funds or income
to pay off the loan soon. You might want a larger loan amount, or you might
want to show a long-term loan on your account for Income Tax or other personal
reasons. Whatever the reason, long-term loans are easy on the pocket and
trouble-free if you fulfill certain basic...
Wednesday, 2 March 2016
Which is a better investment option for your child? SSA v/s Children Mutual Funds!
Posted on 01:31 by Unknown
| No comments
Sukanya Samriddhi Yojana
Sukanya Samriddhi Yojana account is a government scheme launched by the Prime Minister of India with the main purpose of helping parents and guardians save for their girl child’s future from a very young age. The scheme can be opened for any girl child of 10 years and below and only one account can be opened per child. The account has to be paid for 14 years from the initiation of the account and the account also offers...
Monday, 29 February 2016
Snippets about Personal Loans and Personal Loan Calculators
Posted on 03:24 by Unknown
| 2 comments
The ease of availing a
personal loan is often outweighed by the fact that it is mostly an unsecured
loan and requires you to furnish no reason whatsoever when applying for it at
any financial institution. This ease and convenience of this particular type of
loan often leads us astray while managing our finances as far as the loan is
concerned. Where does the safety net end and where do the hellholes of debt
crunch start? It is imperative to understand...
Tuesday, 16 February 2016
What are Loans against Securities (LAS) and why do we get better Interest rates on them?
Posted on 05:06 by Unknown
| 2 comments
Banks offer loans to help
people like you and I fulfill their financial requirements, and there are a
whole bunch of different kinds of loan products available today, both secured
and unsecured, and which can be utilized for various purposes. Interest rates, tenures,
total loan amounts disbursed, etc. depend on many factors of eligibility and
repayment ability (which is usually determined through your CIBIL score)....
Wednesday, 10 February 2016
Provident Fund Details for UAN
Posted on 00:37 by Unknown
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Almost 18 months after UAN (Universal Account Number) was allotted, just 52% of provident fund subscribers who fell under the Sub Regional Office of EPFO’s jurisdiction in Vishakhapatnam registered their mobile numbers, causing an element of surprise as UAN registration allows a member of EPF to gain access to a variety of facilities such as knowledge of the balance details, downloading active UAN card, updating KYC details and portability of...
Tuesday, 9 February 2016
When must you opt for a Loan against Property?
Posted on 22:12 by Unknown
| 4 comments
Lenders are seeing a
steady growth in the loan against property segment. Most borrowers are opting
for this facility as it is a secured loan and it attracts a lower rate of
interest. The loan amount depends mainly on the value of the property that is
determined by its location and age of the property and the quality of
construction.
Over the past 3-4 years,
the loan against property segment has grown at a compounded rate and now stands
at Rs.2.3...
Friday, 5 February 2016
Benefits of Sukanya Samriddhi Account
Posted on 03:19 by Unknown
| 1 comment
Sukanya Samriddhi Account
Launched in January 2015, Sukanya Samriddhi Scheme, a small savings scheme, helps an account holder accumulate savings for the education and wedding of his or her girl child. A Sukanya Samriddhi account can be easily opened - in any post office or designated bank branch across the country - on behalf of a girl child till she turns ten, by her guardian. One Sukanya Samriddhi account is permitted per child. A Sukanya...
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